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Overview

Stophy uses credits for usage billing. Credit-consuming endpoints deduct from your balance. Your plan defines monthly credits and limits.

Credits

Credits are the unit of API usage. Plan credits reset on your billing cycle.

Credit costs per endpoint

EndpointCredit CostNotes
transcript1 creditExtract plain text and timestamped transcript segments.
details1 creditFetch metadata, chapters, channel info, and related videos.
comments1 creditFetch comments with sortBy and pagination tokens.
Credit costs can evolve over time. Use the dashboard for the latest numbers.

When credits are charged

Credits are charged when a credit-consuming request is processed. Polling activity or checking credits does not consume credits.

Track your usage

You can monitor usage in two ways:

Plans

Stophy provides plan-based billing with monthly credit limits.

Available plans

PlanMonthly CreditsNotes
FreeVariesGood for testing and first integrations.
ProVariesGood for production products and teams.
ScaleVariesHigh-volume use with custom limits.
Check the dashboard for current pricing and included credits.

Auto-recharge

Enable auto-recharge if your workload is bursty and can exceed plan credits.
  • recharge packs are added automatically when your balance is low
  • you can enable or disable auto-recharge at any time
  • recharge credits can have different expiry behavior than monthly plan credits
Use auto-recharge for occasional spikes. Upgrade your plan for sustained higher volume.

Coupons

Coupons may include:
  • subscription discounts
  • bonus credits
If you have a coupon code and are unsure where to apply it, open billing settings first. Subscription discounts are usually applied during checkout, while credit coupons are often redeemable in billing settings.

Billing cycle

  • Monthly plans: credits reset on your monthly renewal date
  • Yearly plans: billed yearly, credits still reset monthly
  • unused plan credits may not roll over unless explicitly stated by your plan

Plan changes

  • Upgrades usually take effect immediately with prorated billing
  • Downgrades usually apply at the next renewal date

What happens when you run out of credits

If your credit balance is exhausted and auto-recharge is disabled, requests to credit-consuming endpoints can return HTTP 402. To resume usage:
  1. enable auto-recharge
  2. upgrade your plan
  3. wait until credits reset at the next billing cycle

FAQs

Plan behavior depends on your active subscription. Check billing details in your dashboard for the exact rollover policy.
Use the dashboard, or call GET /v1/account/credits.
Call GET /v1/account/activity and filter by endpoint and time window in your own analytics layer.
It means your account has insufficient credits for the requested operation.
Open billing settings in the dashboard. If a code is checkout-only, apply it when subscribing or changing plans.